Level Up Your Finances: Must-Watch Personal Finance YouTubers in 2024

Level Up Your Finances: Must-Watch Personal Finance YouTubers in 2024

Personal finance can feel overwhelming. From budgeting and investing to debt management and retirement planning, there’s a lot to learn. Fortunately, YouTube has become a treasure trove of financial education, offering accessible and engaging content for viewers of all backgrounds. But with so many channels available, how do you choose the right ones to follow?

This article highlights some of the most informative, relatable, and inspiring personal finance YouTubers you should be watching in 2024. We’ve selected channels that cover a wide range of topics, catering to different financial goals and experience levels.

1. The Budget Mom (Kumiko Love)

• Focus: Budgeting, debt payoff, family finances

• Why Watch: Kumiko Love is a Certified Financial Education Instructor (CFEI) who shares her own journey of overcoming debt and building a solid financial foundation. Her approach is practical, compassionate, and tailored to families juggling multiple expenses.

  • Content Highlights:
    • Cash envelope system tutorials: Learn how to use cash to control spending and stay on track with your budget.
    • Debt snowball vs. debt avalanche: Understand the pros and cons of each debt payoff strategy and choose the one that’s right for you.
    • Budgeting for beginners: Step-by-step guides to creating a budget that works.
    • Real-life budget breakdowns: See how Kumiko and her family manage their money each month.
• Why It Matters: Kumiko’s channel is especially valuable for parents, those struggling with debt, and anyone who wants to simplify their finances.

2. Graham Stephan

• Focus: Investing, real estate, personal finance news

• Why Watch: Graham Stephan offers a blend of investment strategies, analysis of financial news, and insights into the real estate market. His content is well-researched, entertaining, and often incorporates his own experiences as a real estate investor.

  • Content Highlights:
    • Investing in stocks and ETFs: Learn the basics of investing and how to build a diversified portfolio.
    • Real estate investing strategies: Discover different ways to invest in real estate, from buying rental properties to flipping houses.
    • Market analysis: Stay informed about the latest economic trends and their impact on your finances.
    • Frugal living tips: Find creative ways to save money and reduce your expenses.
• Why It Matters: Graham’s channel is great for anyone interested in investing, real estate, and staying up-to-date on financial news.

3. The Financial Diet (Chelsea Fagan)

• Focus: Personal finance for millennials and Gen Z, money mindset, career

• Why Watch: Chelsea Fagan’s channel takes a holistic approach to personal finance, addressing not only the numbers but also the emotions and psychology behind money. The Financial Diet offers a fresh perspective on money management for young adults.

  • Content Highlights:
    • Money diaries: Get a glimpse into the spending habits of real people.
    • Career advice: Learn how to negotiate your salary, find a job, and advance in your career.
    • Mental health and money: Understand the connection between your mental well-being and your financial health.
    • Budgeting for different lifestyles: Find budgeting strategies that fit your unique needs and goals.
• Why It Matters: The Financial Diet is perfect for young adults who want to improve their financial literacy, build a positive relationship with money, and create a fulfilling life.

4. Andrei Jikh

• Focus: Investing, cryptocurrency, finance education, personal development

• Why Watch: Andrei Jikh is a tech-savvy investor who shares his knowledge of stocks, cryptocurrency, and other investment opportunities. His videos are visually engaging, informative, and designed to help viewers make informed investment decisions.

  • Content Highlights:
    • Cryptocurrency investing: Learn about Bitcoin, Ethereum, and other cryptocurrencies.
    • Stock market analysis: Stay informed about the latest trends and opportunities in the stock market.
    • Personal finance tips: Discover practical ways to save money, invest, and build wealth.
    • Interviews with industry experts: Gain insights from leading voices in the finance world.
• Why It Matters: Andrei’s channel is a valuable resource for those interested in investing in stocks, crypto, and other new asset classes.

5. Her First $100K (Tori Dunlap)

• Focus: Investing, women’s finance, financial feminism

• Why Watch: Tori Dunlap is a financial expert and advocate for women’s financial empowerment. Her channel provides educational content and resources to help women achieve financial independence and build wealth.

  • Content Highlights:
    • Investing for beginners: Learn the basics of investing and how to build a diversified portfolio.
    • Negotiating your salary: Discover how to get paid what you’re worth.
    • Debt payoff strategies: Get tips and strategies for paying off debt.
    • Financial feminism: Understand the unique challenges that women face in the financial world.
• Why It Matters: Her First $100K is a must-watch for women who want to take control of their finances, break down systemic barriers, and achieve financial freedom.

6. Minority Mindset (Jaspreet Singh)

• Focus: Investing, entrepreneurship, financial literacy, mindset

• Why Watch: Jaspreet Singh is an entrepreneur, investor, and author who shares his insights on building wealth and achieving financial success. His channel focuses on mindset, business, and investing.

  • Content Highlights:
    • Real estate investing: Learn how to invest in real estate and generate passive income.
    • Entrepreneurship tips: Discover how to start and grow a successful business.
    • Stock market investing: Get tips and strategies for investing in stocks.
    • Financial education: Learn the fundamentals of personal finance and investing.
• Why It Matters: Minority Mindset is a great resource for anyone who wants to build wealth, start a business, and achieve financial independence.

7. Ask Sebby (Sebastian Ghiorghiu)

• Focus: Personal finance, credit cards, travel hacking

• Why Watch: Sebastian Ghiorghiu breaks down complex financial topics in an easy-to-understand way. He’s especially known for his expertise in credit cards and travel rewards.

  • Content Highlights:
    • Credit card rewards: Learn how to maximize credit card rewards and travel for free.
    • Credit score tips: Discover how to improve your credit score.
    • Personal finance hacks: Get tips and tricks for saving money and managing your finances.
    • Travel hacking: Learn how to travel the world on a budget.
• Why It Matters: Ask Sebby is a valuable resource for anyone who wants to improve their credit, travel for less, and maximize their financial rewards.

8. Dave Ramsey

• Focus: Debt elimination, budgeting, financial peace

• Why Watch: Dave Ramsey offers a structured approach to personal finance based on his "7 Baby Steps." His content is straightforward, practical, and focused on helping people get out of debt and build wealth.

  • Content Highlights:
    • The 7 Baby Steps: Learn the steps to financial freedom.
    • Debt snowball: Discover how to pay off debt using the debt snowball method.
    • Budgeting tips: Get tips for creating a budget that works.
    • Radio show clips: Listen to clips from Dave Ramsey’s radio show, where he answers listener questions about personal finance.
• Why It Matters: Dave Ramsey’s channel is a great resource for anyone who wants to get out of debt, build wealth, and achieve financial peace.

Conclusion

These YouTubers offer a wealth of knowledge and inspiration for anyone looking to improve their financial literacy and achieve their financial goals. Whether you’re a beginner or an experienced investor, there’s a channel out there that can help you take your finances to the next level. Remember to do your own research and tailor the advice you find to your specific circumstances. Happy watching!